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Build the Retirement You Actually Want.
A comfortable retirement is the result of deliberate planning, started early enough to make a real difference. We map out a clear path from where you are today to the retirement you want, and stay with you every step of the way.
Retirement Planning Services
A comfortable retirement does not happen by chance. Most Australians reach retirement with less than they expected because planning started too late or was not structured correctly. We help you understand exactly what you need and build the most efficient path to get there.
Retirement needs analysis: lifestyle expectations, retirement age, and required savings clearly established.
Savings gap identification: difference between your current trajectory and your retirement goals quantified.
Pre-retirement strategy: salary sacrifice, contribution strategies, and asset allocation shifts advised.
Transition to retirement: TTR strategies and super pension conversion managed for tax and cash flow efficiency.
Age Pension optimisation: interaction between your assets, income, and Age Pension entitlements managed.
Retirement income strategy: personalised drawdown plan balancing income, tax efficiency, and longevity.
The Cost of Starting Late Is Real
The compounding effect of early, well-structured retirement planning is significant. Every year of delay narrows your options and increases the contribution required to reach the same outcome. We start from where you are today and build the most efficient path forward from that point.
The Cost of Starting Late Is Real
Retirement planning involves superannuation, tax, investment, Age Pension, and legal considerations that need to be addressed together. Our planners work alongside Fortuna's accounting and legal specialists, ensuring every dimension of your retirement position is addressed in one place.
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Experience That Makes a Difference
Our retirement planning specialists bring deep expertise across superannuation, social security, tax, and investment strategy, working in close partnership with Fortuna's accounting and legal teams.
With 15 years of global experience and a passion for meaningful outcomes, Mili leads Fortuna's wealth management division with the belief that financial freedom is just the beginning.
Mili Aggarwal
Director - Wealth Management
Winner of Australian Accounting Awards 2022 (New Partner of the Year), Melvyn is a qualified CPA with 2 master’s degrees and over 15 years of international experience. Melvyn specialises in Business Strategies and CFO Services, Accounting & Australian Tax.
Andrew O'Neil
Senior Financial Planner
Winner of Australian Accounting Awards 2022 (New Partner of the Year), Melvyn is a qualified CPA with 2 master’s degrees and over 15 years of international experience. Melvyn specialises in Business Strategies and CFO Services, Accounting & Australian Tax.
Louise Davies
Senior Financial Planner